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Overheard in Subway

September 15th, 2009 at 10:21 pm

As I stood in line to order $5 footlong for lunch over the next two days, I overheard this gem from a table of teenagers:

"I just signed up for a credit card."
the others at the table scoff

"No, it's a Walmart card. It's a real credit card. It's got $2,000 on it and I'm going to max it out and then just pay it off with cash. Then I'll have good credit and I can get a car."

I bit my tongue from interjecting, but wanted to so badly!

Good credit doesn't come from one shopping spree. It comes from consistantly paying bills you can afford. So soon he'll have a bunch of useless junk from Walmart, instead of $2,000 in the bank that would better help him to afford the car.

I left thinking of creative ways to squeeze life lessons like this into the conversations I have with my kids. I can't help strangers' kids, but I can sure point mine in the right direction.

Posted in Uncategorized | 2 Comments »

2 Responses to “Overheard in Subway”

  1. whitestripe Says:
    September 16th, 2009 at 12:09 am 1253059796
    1253059796

    hehehe... Big Grin i know it's horrible to laugh at something like that, but i often find that people like that cannot be taught, they must learn my doing. atleast we should happy they 'only' have a 2k limit! my first limit was 4k! imagine if i was a moron that decided to max it out, at the sweet age of 18... i think my life would be a different story...

  2. Jerry Says:
    September 18th, 2009 at 03:11 pm 1253286691
    1253286691

    Wow. I guess people will be lead to do as they see (or hear), even when it's based on nonsense. This kid's credit is a train wreck waiting to happen, you can already hear the whistles. Walmart isn't dumb... they have pretty good insurance that they will own him for a good decade over that $2000!
    Jerry

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