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Archive for December, 2008

2008 - Where the money went

December 28th, 2008 at 07:44 am

These are not absolutely exact. I plan to keep better track in 2009. But this will help me decide if my money is going where I want it to.

Taxes - 14% (inevitable)
Groceries - 11% (lower than budgeted, which was 15%)
Dining Out - 3%
Personal fun $ ($800) - 4% (about 1/2 of budgeted)
Gas ($864) - 4% yay for falling prices!
Gifts - 2.5% (not including xmas, which was paid for with extra job)
Roth - 25%
Cellphone ($576 oh dear) - 3%

I realize this doesn't add up to 100%. A girl's gotta have some secrets!

2009 goals

December 27th, 2008 at 09:46 am

Continue contributing 25% per paycheck to 401k

Continue to fully fund Roth IRA by contributing $350/mo. and the remaining $800 with year-end bonus in Nov. 2009

Stick to budget (or below!) to allow for at least 4 trips home

Minimum 12 NSD per month

Maintain current weight by continuing to walk/jog 10 miles per week, along with sit-up regimen

Wish List:
SF summer vacation


By end of 2009:
401k + Roth = $25k