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Savings for LASIK - done!

March 16th, 2008 at 07:20 pm

On Friday, I opened a 9 month $3700 CD at 3.6% APY. This will cover the $3400 needed to pay for my LASIK. It will earn exactly $100 by maturity, leaving me with a nice sum of $400 that will be available right at Christmastime.

LASIK Plus offered me no interest, no payments for 12 months. A friend questioned why I don't just pay off the surgery if I have the money available and get it over with now? My answer was the $100 interest I can make on it! Why give it to the company before they demand it? Some people just don't share views!

Although my checking interest rate is still 3.82%, I feel it is good to lock in this 3.6% CD in anticipation of the FED lowering the interest rate another 0.75% (to 3.0%) this coming Tuesday.

2 Responses to “Savings for LASIK - done!”

  1. Broken Arrow Says:

    Congrats! I want to do LASIK someday too.

  2. terri77 Says:

    I had LASIK in 2003, it was one of the best decisions that I ever made.

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