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Student Loan - DONE!

January 29th, 2008 at 07:46 pm

After repaying $24,420 over 10 1/2 years toward an original $14,375 student loan, I am finally DONE!

One funny note: I paid my last lump payment online the day before MLK Day, so the banks weren't open to process it (adding one extra day's worth of interest). Upon logging in to check my account balance, I found I still owed four cents! I called to inquire about it, and was assured the loan company would "write off the 4 cents." I wasn't too keen on associating the term "write off" to such a long loan. So, after first considering dropping 4 dirty pennies in an envelope, I ended up writing my smallest check ever for $0.04.

9 Responses to “Student Loan - DONE!”

  1. boomeyers Says:

    Congrats! I love that you covered yourself with the .04 check! You can never be too careful!

  2. Broken Arrow Says:

    Hehehe. I think I may have overpaid mine and I should be getting $0.12 back?

    Anyway, congrats! Glad you finally got rid of 'em!

  3. campfrugal Says:

    That is really awesome and a great feeling for you. Keep up the good work.

  4. Elly Says:

    Congratulations!!

  5. Ima saver Says:

    Good for you! I would have written the check too!!

  6. monkeymama Says:

    Congrats!!!!!!!!!!!!

    I wonder if they will even cash it. LOL. You might get to keep it, but yes you will be covered then.

  7. ihate2work Says:

    Congrats. if you made last payment online, can you make a $0.04 payment online too to save the stamp?

    I once received a final bill from the phone company for $0.06. I didn't want to send such a small check out, so I taped a dime to the payment slip. A month later, I got a check back for $0.04. That's accounting for you.

  8. Lylic Says:

    The smallest online payment you can make is $1.00 =(

  9. KellyB Says:

    Congratulations, I bet that felt good! It's amazing that $10000 worth of interest accrued in 10 years, and this on a loan that supposedly has a good rate! Just goes to show there really is no "good" interest if you have to PAY it!

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