Tomorrow is my one year work anniversary. I haven't worked an entire year at the same job since 2001! This is a good feeling of stability. I love my job and the flexibility it allows.

A month ago I raised my 401k contribution 2%, so I won't enjoy that much more money in my take-home paycheck, but I will enjoy the fact that I've forced myself to save extra.

Although the markets have dipped, I take solace in the fact that I'm buying at a supreme discount. The markets will rebound eventually. I've diverted a few percentage from my long horizon target fund toward bonds for the short term. Perhaps that's a little too much diversification, but it makes me sleep better at night.

Due to being an investment dork when I first enrolled, I'm showing a depressing 16% loss since I started my 401k in April of 2007. HOWEVER, when you factor in the employer match I'm still ahead almost 6%, which is a more optimistic view.

Regardless, I'm in this for the long haul and I have at least 30 years to watch this turn around.